To estimate the price of the 2020 Hyundai Santa Fe I4 2.4L 4WD Premium (Top) with 109000 km mileage and average condition, I considered several data points. First, I looked at the selling prices of similar cars. The closest match is the 2020 Hyundai Santa Fe I4 2.5L 2WD GLS (Base+) with 40177 km sold for 82000 SAR on 2024-04-03. Adjusting for the higher mileage and the fact that the target car is a 4WD Premium (Top) variant, I estimate a lower value. Another relevant data point is the 2019 Hyundai Santa Fe V6 3.5L 4WD Premium (Top) with 119000 km sold for 86500 SAR on 2024-02-29, which is a year older but has a similar condition and mileage. Considering the depreciation and the fact that the target car has a smaller engine, I adjusted the price downwards. Additionally, the listed prices for similar cars are 93500 SAR and 83000 SAR, but these are typically higher than actual selling prices. Taking all these factors into account, I arrived at the final estimate.